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Comprehensive Local Credit Card Guide

Credit Cards in 52257 (Luzerne, IA)

Credit Card Debt in 52257

^ Average credit card debt in 52257 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52257

^ Based on overall Iowa data, the credit card delinquency rate in Luzerne is approximately 0.41%. [2]

Credit Scores in 52257

^ The average credit score in Luzerne is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52257

Credit Card Debt in 52257


  • 52257 Credit Card Debt
    • The estimated average credit card debt for 52257 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52257


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52257 Credit Scores


  • Credit Scores in 52257
    • Residents of 52257 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52257 (Luzerne, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52257 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52257 [4]
    • 52257 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52257 (Luzerne, IA)

Recent credit card complaints originating from consumers in 52257, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52257

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52257

52257 is associated with the city of Luzerne, which is located in Benton County in the state of Iowa. [6]

IA Credit Cards

52257 Credit Cards

For more information about 52257 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52257

6. ^ United States Census Bureau