Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 52540 (Brighton, IA)

Credit Card Debt in 52540

^ Average credit card debt in 52540 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52540

^ Based on overall Iowa data, the credit card delinquency rate in Brighton is approximately 0.41%. [2]

Credit Scores in 52540

^ The average credit score in Brighton is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52540

Credit Card Debt in 52540


  • 52540 Credit Card Debt
    • The estimated average credit card debt for 52540 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52540


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


52540 Credit Scores


  • Credit Scores in 52540
    • Residents of 52540 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52540 (Brighton, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52540 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52540 [4]
    • 52540 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52540 (Brighton, IA)

Recent credit card complaints originating from consumers in 52540, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52540

Complaint Issue Number of Complaints*
Improper use of your report 33
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Iowa

About 52540

52540 is associated with the city of Brighton, which is located in Washington County in the state of Iowa. [6]

IA Credit Cards

52540 Credit Cards

For more information about 52540 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Iowa


Go

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52540

6. ^ United States Census Bureau