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Comprehensive Local Credit Card Guide

Credit Cards in 52585 (Richland, IA)

Credit Card Debt in 52585

^ Average credit card debt in 52585 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52585

^ Based on overall Iowa data, the credit card delinquency rate in Richland is approximately 0.41%. [2]

Credit Scores in 52585

^ The average credit score in Richland is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52585

Credit Card Debt in 52585


  • 52585 Credit Card Debt
    • The estimated average credit card debt for 52585 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52585


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52585 Credit Scores


  • Credit Scores in 52585
    • Residents of 52585 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52585 (Richland, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52585 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52585 [4]
    • 52585 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52585 (Richland, IA)

Recent credit card complaints originating from consumers in 52585, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52585

Complaint Issue Number of Complaints*
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52585

52585 is associated with the city of Richland, which is located in Keokuk County in the state of Iowa. [6]

IA Credit Cards

52585 Credit Cards

For more information about 52585 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52585

6. ^ United States Census Bureau