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Comprehensive Local Credit Card Guide

Hardy Credit Cards

Credit Card Debt in Hardy

^ Average credit card debt in Hardy is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Hardy

^ Based on overall IA data, the credit card delinquency rate in Hardy is approximately 0.41%. [2]

Credit Scores in Hardy

^ The average credit score in Hardy is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Hardy, IA Credit Card & Personal Finance Statistics

Hardy Credit Card Debt


  • Credit Card Debt in Hardy
    • The estimated average credit card debt for Hardy residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Hardy Credit Card Calculator


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Hardy Credit Scores


  • Credit Scores in Hardy
    • Residents of Hardy, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Hardy, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Hardy cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hardy [4]
    • Hardy (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Hardy

Hardy is a city located in Humboldt County in the state of Iowa, and has a population of approximately 47. [6]

IA Credit Cards

Hardy Credit Cards

For more information about Hardy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau