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Comprehensive Local Credit Card Guide

Credit Cards in 40160 (Radcliff, KY)

Credit Card Debt in 40160

^ Average credit card debt in 40160 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40160

^ Based on overall Kentucky data, the credit card delinquency rate in Radcliff is approximately 0.7%. [2]

Credit Scores in 40160

^ The average credit score in Radcliff is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40160

Credit Card Debt in 40160


  • 40160 Credit Card Debt
    • The estimated average credit card debt for 40160 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40160


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40160 Credit Scores


  • Credit Scores in 40160
    • Residents of 40160 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40160 (Radcliff, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40160 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40160 [4]
    • 40160 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 40160 (Radcliff, KY)

Recent credit card complaints originating from consumers in 40160, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 40160

Complaint Issue Number of Complaints*
Incorrect information on your report 68
Improper use of your report 62
Problem with a credit reporting company's investigation 23
Problem with a company's investigation into an existing problem 8
Managing an account 6
Other 45
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 40160

40160 is associated with the city of Radcliff, which is located in Hardin County in the state of Kentucky. [6]

KY Credit Cards

40160 Credit Cards

For more information about 40160 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40160

6. ^ United States Census Bureau