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Comprehensive Local Credit Card Guide

Credit Cards in 40281 (Louisville, KY)

Credit Card Debt in 40281

^ Average credit card debt in 40281 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40281

^ Based on overall Kentucky data, the credit card delinquency rate in Louisville is approximately 0.7%. [2]

Credit Scores in 40281

^ The average credit score in Louisville is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40281

Credit Card Debt in 40281


  • 40281 Credit Card Debt
    • The estimated average credit card debt for 40281 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40281


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40281 Credit Scores


  • Credit Scores in 40281
    • Residents of 40281 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40281 (Louisville, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40281 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40281 [4]
    • 40281 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 40281 (Louisville, KY)

Recent credit card complaints originating from consumers in 40281, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 40281

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 40281

40281 is associated with the city of Louisville, which is located in Jefferson County in the state of Kentucky. [6]

KY Credit Cards

40281 Credit Cards

For more information about 40281 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40281

6. ^ United States Census Bureau