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Comprehensive Local Credit Card Guide

Credit Cards in 40383 (Versailles, KY)

Credit Card Debt in 40383

^ Average credit card debt in 40383 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40383

^ Based on overall Kentucky data, the credit card delinquency rate in Versailles is approximately 0.7%. [2]

Credit Scores in 40383

^ The average credit score in Versailles is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40383

Credit Card Debt in 40383


  • 40383 Credit Card Debt
    • The estimated average credit card debt for 40383 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40383


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40383 Credit Scores


  • Credit Scores in 40383
    • Residents of 40383 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40383 (Versailles, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40383 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40383 [4]
    • 40383 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 40383

40383 is associated with the city of Versailles, which is located in Woodford County in the state of Kentucky. [6]

KY Credit Cards

40383 Credit Cards

For more information about 40383 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau