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Comprehensive Local Credit Card Guide

Credit Cards in 41513 (Belcher, KY)

Credit Card Debt in 41513

^ Average credit card debt in 41513 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 41513

^ Based on overall Kentucky data, the credit card delinquency rate in Belcher is approximately 0.7%. [2]

Credit Scores in 41513

^ The average credit score in Belcher is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 41513

Credit Card Debt in 41513


  • 41513 Credit Card Debt
    • The estimated average credit card debt for 41513 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 41513


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41513 Credit Scores


  • Credit Scores in 41513
    • Residents of 41513 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 41513 (Belcher, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 41513 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 41513 [4]
    • 41513 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 41513 (Belcher, KY)

Recent credit card complaints originating from consumers in 41513, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 41513

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 41513

41513 is associated with the city of Belcher, which is located in Pike County in the state of Kentucky. [6]

KY Credit Cards

41513 Credit Cards

For more information about 41513 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 41513

6. ^ United States Census Bureau