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Comprehensive Local Credit Card Guide

Credit Cards in 42056 (La Center, KY)

Credit Card Debt in 42056

^ Average credit card debt in 42056 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42056

^ Based on overall Kentucky data, the credit card delinquency rate in La Center is approximately 0.7%. [2]

Credit Scores in 42056

^ The average credit score in La Center is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42056

Credit Card Debt in 42056


  • 42056 Credit Card Debt
    • The estimated average credit card debt for 42056 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42056


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42056 Credit Scores


  • Credit Scores in 42056
    • Residents of 42056 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42056 (La Center, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42056 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42056 [4]
    • 42056 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 42056 (La Center, KY)

Recent credit card complaints originating from consumers in 42056, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 42056

Complaint Issue Number of Complaints*
Credit monitoring or identity theft protection services 1
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 42056

42056 is associated with the city of La Center, which is located in Ballard County in the state of Kentucky. [6]

KY Credit Cards

42056 Credit Cards

For more information about 42056 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42056

6. ^ United States Census Bureau