Credit Card & Personal Finance Statistics in 42081
Credit Card Debt in 42081
- 42081 Credit Card Debt
-
- The estimated average credit card debt for 42081 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 42081
42081 Credit Scores
- Credit Scores in 42081
-
- Residents of 42081 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 42081 (Smithland, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 42081 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 42081 [4]
-
- 42081 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 42081 (Smithland, KY)
Recent credit card complaints originating from consumers in 42081, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 42081
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 42081
42081 is associated with the city of Smithland, which is located in Livingston County in the state of Kentucky. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
