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Comprehensive Local Credit Card Guide

Credit Cards in 42104 (Bowling Green, KY)

Credit Card Debt in 42104

^ Average credit card debt in 42104 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42104

^ Based on overall Kentucky data, the credit card delinquency rate in Bowling Green is approximately 0.7%. [2]

Credit Scores in 42104

^ The average credit score in Bowling Green is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42104

Credit Card Debt in 42104


  • 42104 Credit Card Debt
    • The estimated average credit card debt for 42104 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42104


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42104 Credit Scores


  • Credit Scores in 42104
    • Residents of 42104 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42104 (Bowling Green, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42104 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42104 [4]
    • 42104 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 42104 (Bowling Green, KY)

Recent credit card complaints originating from consumers in 42104, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 42104

Complaint Issue Number of Complaints*
Incorrect information on your report 38
Improper use of your report 23
Problem with a credit reporting company's investigation 21
Problem with a company's investigation into an existing problem 6
Managing an account 5
Other 35
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 42104

42104 is associated with the city of Bowling Green, which is located in Warren County in the state of Kentucky. [6]

KY Credit Cards

42104 Credit Cards

For more information about 42104 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42104

6. ^ United States Census Bureau