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Comprehensive Local Credit Card Guide

Credit Cards in 42131 (Etoile, KY)

Credit Card Debt in 42131

^ Average credit card debt in 42131 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42131

^ Based on overall Kentucky data, the credit card delinquency rate in Etoile is approximately 0.7%. [2]

Credit Scores in 42131

^ The average credit score in Etoile is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42131

Credit Card Debt in 42131


  • 42131 Credit Card Debt
    • The estimated average credit card debt for 42131 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42131


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42131 Credit Scores


  • Credit Scores in 42131
    • Residents of 42131 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42131 (Etoile, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42131 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42131 [4]
    • 42131 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 42131 (Etoile, KY)

Recent credit card complaints originating from consumers in 42131, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 42131

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 42131

42131 is associated with the city of Etoile, which is located in Barren County in the state of Kentucky. [6]

KY Credit Cards

42131 Credit Cards

For more information about 42131 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42131

6. ^ United States Census Bureau