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Comprehensive Local Credit Card Guide

Credit Cards in 42236 (Herndon, KY)

Credit Card Debt in 42236

^ Average credit card debt in 42236 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42236

^ Based on overall Kentucky data, the credit card delinquency rate in Herndon is approximately 0.7%. [2]

Credit Scores in 42236

^ The average credit score in Herndon is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42236

Credit Card Debt in 42236


  • 42236 Credit Card Debt
    • The estimated average credit card debt for 42236 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42236


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42236 Credit Scores


  • Credit Scores in 42236
    • Residents of 42236 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42236 (Herndon, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42236 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42236 [4]
    • 42236 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 42236

42236 is associated with the city of Herndon, which is located in Christian County in the state of Kentucky. [6]

KY Credit Cards

42236 Credit Cards

For more information about 42236 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau