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Monticello Credit Cards

Credit Card Debt in Monticello

^ Average credit card debt in Monticello is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Monticello

^ Based on overall KY data, the credit card delinquency rate in Monticello is approximately 0.7%. [2]

Credit Scores in Monticello

^ The average credit score in Monticello is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Monticello, KY Credit Card & Personal Finance Statistics

Monticello Credit Card Debt

  • Credit Card Debt in Monticello
    • The estimated average credit card debt for Monticello residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Monticello Credit Card Calculator

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Monticello Credit Scores

  • Credit Scores in Monticello
    • Residents of Monticello, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Monticello, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Monticello cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Monticello [4]
    • Monticello (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Monticello

Monticello is a city located in Wayne County in the state of Kentucky, and has a population of approximately 6,188. [6]

KY Credit Cards

Monticello Credit Cards

For more information about Monticello credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau