Comprehensive Local Credit Card Guide

Credit Cards in 70068 (La Place, LA)

Credit Card Debt in 70068

^ Average credit card debt in 70068 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70068

^ Based on overall Louisiana data, the credit card delinquency rate in La Place is approximately 0.76%. ^[2]

Credit Scores in 70068

^ The average credit score in La Place is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70068

Credit Card Debt in 70068

70068 Credit Card Debt
- The estimated average credit card debt for 70068 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70068

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70068 Credit Scores

Credit Scores in 70068
- Residents of 70068 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70068 (La Place, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70068 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70068 ^[4]
- 70068 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70068 (La Place, LA)

Recent credit card complaints originating from consumers in 70068, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70068

Complaint Issue	Number of Complaints*
Incorrect information on your report	688
Improper use of your report	472
Problem with a credit reporting company's investigation	262
Problem with a company's investigation into an existing problem	145
Attempts to collect debt not owed	39
Other	97

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70068

70068 is associated with the city of La Place, which is located in St. John the Baptist County in the state of Louisiana. ^[6]

70068 Credit Cards

For more information about 70068 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70068

6. ^ United States Census Bureau