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Comprehensive Local Credit Card Guide

Credit Cards in 70078 (New Sarpy, LA)

Credit Card Debt in 70078

^ Average credit card debt in 70078 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70078

^ Based on overall Louisiana data, the credit card delinquency rate in New Sarpy is approximately 0.76%. [2]

Credit Scores in 70078

^ The average credit score in New Sarpy is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70078

Credit Card Debt in 70078


  • 70078 Credit Card Debt
    • The estimated average credit card debt for 70078 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70078


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70078 Credit Scores


  • Credit Scores in 70078
    • Residents of 70078 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70078 (New Sarpy, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70078 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70078 [4]
    • 70078 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70078 (New Sarpy, LA)

Recent credit card complaints originating from consumers in 70078, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70078

Complaint Issue Number of Complaints*
Incorrect information on your report 2
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70078

70078 is associated with the city of New Sarpy, which is located in St. Charles County in the state of Louisiana. [6]

LA Credit Cards

70078 Credit Cards

For more information about 70078 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70078

6. ^ United States Census Bureau