Comprehensive Local Credit Card Guide

Credit Cards in 70443 (Independence, LA)

Credit Card Debt in 70443

^ Average credit card debt in 70443 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70443

^ Based on overall Louisiana data, the credit card delinquency rate in Independence is approximately 0.76%. ^[2]

Credit Scores in 70443

^ The average credit score in Independence is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70443

Credit Card Debt in 70443

70443 Credit Card Debt
- The estimated average credit card debt for 70443 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70443

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70443 Credit Scores

Credit Scores in 70443
- Residents of 70443 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70443 (Independence, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70443 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70443 ^[4]
- 70443 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70443 (Independence, LA)

Recent credit card complaints originating from consumers in 70443, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70443

Complaint Issue	Number of Complaints*
Improper use of your report	55
Incorrect information on your report	54
Attempts to collect debt not owed	7
Problem with a company's investigation into an existing problem	4
Problem with a credit reporting company's investigation	2
Other	5

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70443

70443 is associated with the city of Independence, which is located in Tangipahoa County in the state of Louisiana. ^[6]

70443 Credit Cards

For more information about 70443 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70443

6. ^ United States Census Bureau