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Comprehensive Local Credit Card Guide

Ridgecrest Credit Cards

Credit Card Debt in Ridgecrest

^ Average credit card debt in Ridgecrest is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Ridgecrest

^ Based on overall LA data, the credit card delinquency rate in Ridgecrest is approximately 0.76%. [2]

Credit Scores in Ridgecrest

^ The average credit score in Ridgecrest is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Ridgecrest, LA Credit Card & Personal Finance Statistics

Ridgecrest Credit Card Debt


  • Credit Card Debt in Ridgecrest
    • The estimated average credit card debt for Ridgecrest residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Ridgecrest Credit Card Calculator


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Ridgecrest Credit Scores


  • Credit Scores in Ridgecrest
    • Residents of Ridgecrest, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Ridgecrest, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Ridgecrest cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ridgecrest [4]
    • Ridgecrest (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Ridgecrest, LA

Recent credit card complaints originating from consumers in 71334, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Ridgecrest, LA.

Our search for complaints originating from comsumers in Ridgecrest (71334) did not produce any matches.


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Local Financial Institutions in Ridgecrest

Banks in or near Ridgecrest, LA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Ridgecrest produced no matches.

ATMs in or near Ridgecrest, LA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Ridgecrest produced no matches.

Credit Unions in or near Ridgecrest, LA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Ridgecrest produced no matches.

Ridgecrest, LA Household Income Statistics

Income: Ridgecrest vs. Louisiana

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Ridgecrest, LA Income Breakdown

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Income: Ridgecrest vs. Nation

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Additional information about Louisiana

About Ridgecrest

Ridgecrest is a town located in Concordia County in the state of Louisiana, and has a population of approximately 694. [6]

LA Credit Cards

Ridgecrest Credit Cards

For more information about Ridgecrest credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau