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Comprehensive Local Credit Card Guide

Credit Cards in 70504 (Lafayette, LA)

Credit Card Debt in 70504

^ Average credit card debt in 70504 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70504

^ Based on overall Louisiana data, the credit card delinquency rate in Lafayette is approximately 0.76%. [2]

Credit Scores in 70504

^ The average credit score in Lafayette is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70504

Credit Card Debt in 70504


  • 70504 Credit Card Debt
    • The estimated average credit card debt for 70504 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70504


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70504 Credit Scores


  • Credit Scores in 70504
    • Residents of 70504 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70504 (Lafayette, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70504 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70504 [4]
    • 70504 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About 70504

70504 is associated with the city of Lafayette, which is located in Lafayette County in the state of Louisiana. [6]

LA Credit Cards

70504 Credit Cards

For more information about 70504 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau