Credit Card & Personal Finance Statistics in 70504
Credit Card Debt in 70504
- 70504 Credit Card Debt
-
- The estimated average credit card debt for 70504 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 70504
70504 Credit Scores
- Credit Scores in 70504
-
- Residents of 70504 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 70504 (Lafayette, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 70504 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 70504 [4]
-
- 70504 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 70504 (Lafayette, LA)
Recent credit card complaints originating from consumers in 70504, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 70504
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
4 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 70504
70504 is associated with the city of Lafayette, which is located in Lafayette County in the state of Louisiana. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
