Comprehensive Local Credit Card Guide

Credit Cards in 70538 (Franklin, LA)

Credit Card Debt in 70538

^ Average credit card debt in 70538 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70538

^ Based on overall Louisiana data, the credit card delinquency rate in Franklin is approximately 0.76%. ^[2]

Credit Scores in 70538

^ The average credit score in Franklin is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70538

Credit Card Debt in 70538

70538 Credit Card Debt
- The estimated average credit card debt for 70538 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70538

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70538 Credit Scores

Credit Scores in 70538
- Residents of 70538 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70538 (Franklin, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70538 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70538 ^[4]
- 70538 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70538 (Franklin, LA)

Recent credit card complaints originating from consumers in 70538, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70538

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	85
Improper use of your report	75
Problem with a company's investigation into an existing problem	58
Incorrect information on your report	53
Attempts to collect debt not owed	13
Other	6

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70538

70538 is associated with the city of Franklin, which is located in St. Mary County in the state of Louisiana. ^[6]

70538 Credit Cards

For more information about 70538 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70538

6. ^ United States Census Bureau