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Comprehensive Local Credit Card Guide

Credit Cards in 70541 (Grand Coteau, LA)

Credit Card Debt in 70541

^ Average credit card debt in 70541 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70541

^ Based on overall Louisiana data, the credit card delinquency rate in Grand Coteau is approximately 0.76%. [2]

Credit Scores in 70541

^ The average credit score in Grand Coteau is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 70541

Credit Card Debt in 70541


  • 70541 Credit Card Debt
    • The estimated average credit card debt for 70541 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70541


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70541 Credit Scores


  • Credit Scores in 70541
    • Residents of 70541 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70541 (Grand Coteau, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70541 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70541 [4]
    • 70541 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70541 (Grand Coteau, LA)

Recent credit card complaints originating from consumers in 70541, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70541

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 22
Improper use of your report 3
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70541

70541 is associated with the city of Grand Coteau, which is located in St. Landry County in the state of Louisiana. [6]

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70541 Credit Cards

For more information about 70541 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70541

6. ^ United States Census Bureau