Comprehensive Local Credit Card Guide

Credit Cards in 70570 (Opelousas, LA)

Credit Card Debt in 70570

^ Average credit card debt in 70570 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70570

^ Based on overall Louisiana data, the credit card delinquency rate in Opelousas is approximately 0.76%. ^[2]

Credit Scores in 70570

^ The average credit score in Opelousas is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70570

Credit Card Debt in 70570

70570 Credit Card Debt
- The estimated average credit card debt for 70570 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70570

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

70570 Credit Scores

Credit Scores in 70570
- Residents of 70570 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70570 (Opelousas, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70570 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70570 ^[4]
- 70570 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70570 (Opelousas, LA)

Recent credit card complaints originating from consumers in 70570, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70570

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	474
Incorrect information on your report	351
Improper use of your report	332
Problem with a company's investigation into an existing problem	161
Attempts to collect debt not owed	26
Other	64

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70570

70570 is associated with the city of Opelousas, which is located in St. Landry County in the state of Louisiana. ^[6]

70570 Credit Cards

For more information about 70570 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70570

6. ^ United States Census Bureau