Comprehensive Local Credit Card Guide

Credit Cards in 70807 (Baton Rouge, LA)

Credit Card Debt in 70807

^ Average credit card debt in 70807 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70807

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. ^[2]

Credit Scores in 70807

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70807

Credit Card Debt in 70807

70807 Credit Card Debt
- The estimated average credit card debt for 70807 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70807

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70807 Credit Scores

Credit Scores in 70807
- Residents of 70807 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70807 (Baton Rouge, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70807 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70807 ^[4]
- 70807 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70807 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70807, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70807

Complaint Issue	Number of Complaints*
Improper use of your report	178
Incorrect information on your report	159
Problem with a company's investigation into an existing problem	100
Attempts to collect debt not owed	30
Problem with a credit reporting company's investigation	26
Other	21

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70807

70807 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. ^[6]

70807 Credit Cards

For more information about 70807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70807

6. ^ United States Census Bureau