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Ponchatoula Credit Cards

Credit Card Debt in Ponchatoula

^ Average credit card debt in Ponchatoula is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Ponchatoula

^ Based on overall LA data, the credit card delinquency rate in Ponchatoula is approximately 0.76%. [2]

Credit Scores in Ponchatoula

^ The average credit score in Ponchatoula is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Ponchatoula, LA Credit Card & Personal Finance Statistics

Ponchatoula Credit Card Debt


  • Credit Card Debt in Ponchatoula
    • The estimated average credit card debt for Ponchatoula residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Ponchatoula Credit Card Calculator


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Ponchatoula Credit Scores


  • Credit Scores in Ponchatoula
    • Residents of Ponchatoula, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Ponchatoula, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Ponchatoula cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ponchatoula [4]
    • Ponchatoula (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Local Financial Institutions in Ponchatoula

Banks in or near Ponchatoula, LA

Local banks offering credit and financial products to residents of the community.

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ATMs in or near Ponchatoula, LA

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near Ponchatoula, LA

Local credit unions offering financial products to residents of the community.


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Ponchatoula, LA Household Income Statistics

Income: Ponchatoula vs. Louisiana

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Ponchatoula, LA Income Breakdown

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Income: Ponchatoula vs. Nation

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Additional information about Louisiana

About Ponchatoula

Ponchatoula is a city located in Tangipahoa County in the state of Louisiana, and has a population of approximately 6,559. [6]

LA Credit Cards

Ponchatoula Credit Cards

For more information about Ponchatoula credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau