Comprehensive Local Credit Card Guide

Credit Cards in 70809 (Baton Rouge, LA)

Credit Card Debt in 70809

^ Average credit card debt in 70809 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70809

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. ^[2]

Credit Scores in 70809

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70809

Credit Card Debt in 70809

70809 Credit Card Debt
- The estimated average credit card debt for 70809 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70809

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70809 Credit Scores

Credit Scores in 70809
- Residents of 70809 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70809 (Baton Rouge, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70809 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70809 ^[4]
- 70809 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70809 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70809, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70809

Complaint Issue	Number of Complaints*
Incorrect information on your report	190
Improper use of your report	94
Problem with a credit reporting company's investigation	65
Problem with a company's investigation into an existing problem	25
Written notification about debt	20
Other	53

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70809

70809 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. ^[6]

70809 Credit Cards

For more information about 70809 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70809

6. ^ United States Census Bureau