Comprehensive Local Credit Card Guide

Credit Cards in 70892 (Baton Rouge, LA)

Credit Card Debt in 70892

^ Average credit card debt in 70892 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70892

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. ^[2]

Credit Scores in 70892

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70892

Credit Card Debt in 70892

70892 Credit Card Debt
- The estimated average credit card debt for 70892 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70892

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70892 Credit Scores

Credit Scores in 70892
- Residents of 70892 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70892 (Baton Rouge, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70892 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70892 ^[4]
- 70892 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70892 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70892, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70892

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	6
Incorrect information on your report	6
Improper use of your report	3
Problem with fraud alerts or security freezes	2
Problem with a company's investigation into an existing problem	1

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70892

70892 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. ^[6]

70892 Credit Cards

For more information about 70892 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70892

6. ^ United States Census Bureau