Credit Card & Personal Finance Statistics in 71040
Credit Card Debt in 71040
- 71040 Credit Card Debt
-
- The estimated average credit card debt for 71040 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 71040
71040 Credit Scores
- Credit Scores in 71040
-
- Residents of 71040 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 71040 (Homer, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 71040 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 71040 [4]
-
- 71040 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 71040 (Homer, LA)
Recent credit card complaints originating from consumers in 71040, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 71040
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
23 |
| Incorrect information on your report |
21 |
| Problem with a company's investigation into an existing problem |
13 |
| Getting a credit card |
1 |
| Managing an account |
1 |
| Other |
6 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 71040
71040 is associated with the city of Homer, which is located in Claiborne County in the state of Louisiana. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
