Comprehensive Local Credit Card Guide

Credit Cards in 71202 (Monroe, LA)

Credit Card Debt in 71202

^ Average credit card debt in 71202 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71202

^ Based on overall Louisiana data, the credit card delinquency rate in Monroe is approximately 0.76%. ^[2]

Credit Scores in 71202

^ The average credit score in Monroe is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71202

Credit Card Debt in 71202

71202 Credit Card Debt
- The estimated average credit card debt for 71202 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71202

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71202 Credit Scores

Credit Scores in 71202
- Residents of 71202 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71202 (Monroe, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71202 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71202 ^[4]
- 71202 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71202 (Monroe, LA)

Recent credit card complaints originating from consumers in 71202, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71202

Complaint Issue	Number of Complaints*
Incorrect information on your report	291
Improper use of your report	158
Problem with a company's investigation into an existing problem	73
Problem with a credit reporting company's investigation	56
Attempts to collect debt not owed	46
Other	67

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71202

71202 is associated with the city of Monroe, which is located in Ouachita Parish County in the state of Louisiana. ^[6]

71202 Credit Cards

For more information about 71202 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71202

6. ^ United States Census Bureau