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Comprehensive Local Credit Card Guide

Lafayette Credit Cards

Credit Card Debt in Lafayette

^ Average credit card debt in Lafayette is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Lafayette

^ Based on overall LA data, the credit card delinquency rate in Lafayette is approximately 0.76%. [2]

Credit Scores in Lafayette

^ The average credit score in Lafayette is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Lafayette, LA Credit Card & Personal Finance Statistics

Lafayette Credit Card Debt


  • Credit Card Debt in Lafayette
    • The estimated average credit card debt for Lafayette residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Lafayette Credit Card Calculator


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Lafayette Credit Scores


  • Credit Scores in Lafayette
    • Residents of Lafayette, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Lafayette, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Lafayette cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lafayette [4]
    • Lafayette (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About Lafayette

Lafayette is a city located in Lafayette County in the state of Louisiana, and has a population of approximately 120,623. [6]

LA Credit Cards

Lafayette Credit Cards

For more information about Lafayette credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau