Comprehensive Local Credit Card Guide

Credit Cards in 71251 (Jonesboro, LA)

Credit Card Debt in 71251

^ Average credit card debt in 71251 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71251

^ Based on overall Louisiana data, the credit card delinquency rate in Jonesboro is approximately 0.76%. ^[2]

Credit Scores in 71251

^ The average credit score in Jonesboro is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71251

Credit Card Debt in 71251

71251 Credit Card Debt
- The estimated average credit card debt for 71251 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71251

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71251 Credit Scores

Credit Scores in 71251
- Residents of 71251 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71251 (Jonesboro, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71251 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71251 ^[4]
- 71251 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71251 (Jonesboro, LA)

Recent credit card complaints originating from consumers in 71251, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71251

Complaint Issue	Number of Complaints*
Incorrect information on your report	53
Problem with a company's investigation into an existing problem	10
Problem with a credit reporting company's investigation	9
Attempts to collect debt not owed	3
False statements or representation	3
Other	8

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71251

71251 is associated with the city of Jonesboro, which is located in Jackson County in the state of Louisiana. ^[6]

71251 Credit Cards

For more information about 71251 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71251

6. ^ United States Census Bureau