Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Houma Credit Cards

Credit Card Debt in Houma

^ Average credit card debt in Houma is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Houma

^ Based on overall LA data, the credit card delinquency rate in Houma is approximately 0.76%. [2]

Credit Scores in Houma

^ The average credit score in Houma is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Houma, LA Credit Card & Personal Finance Statistics

Houma Credit Card Debt


  • Credit Card Debt in Houma
    • The estimated average credit card debt for Houma residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Houma Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Houma Credit Scores


  • Credit Scores in Houma
    • Residents of Houma, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Houma, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Houma cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Houma [4]
    • Houma (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Louisiana

About Houma

Houma is a city located in Terrebonne County in the state of Louisiana, and has a population of approximately 33,727. [6]

LA Credit Cards

Houma Credit Cards

For more information about Houma credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in LA

ZIP Codes in Louisiana


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau