Comprehensive Local Credit Card Guide

Credit Cards in 71270 (Ruston, LA)

Credit Card Debt in 71270

^ Average credit card debt in 71270 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71270

^ Based on overall Louisiana data, the credit card delinquency rate in Ruston is approximately 0.76%. ^[2]

Credit Scores in 71270

^ The average credit score in Ruston is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71270

Credit Card Debt in 71270

71270 Credit Card Debt
- The estimated average credit card debt for 71270 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71270

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71270 Credit Scores

Credit Scores in 71270
- Residents of 71270 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71270 (Ruston, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71270 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71270 ^[4]
- 71270 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71270 (Ruston, LA)

Recent credit card complaints originating from consumers in 71270, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71270

Complaint Issue	Number of Complaints*
Improper use of your report	126
Incorrect information on your report	115
Problem with a credit reporting company's investigation	21
Problem with a company's investigation into an existing problem	13
Managing an account	8
Other	41

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71270

71270 is associated with the city of Ruston, which is located in Lincoln County in the state of Louisiana. ^[6]

71270 Credit Cards

For more information about 71270 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71270

6. ^ United States Census Bureau