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Comprehensive Local Credit Card Guide

Albany Credit Cards

Credit Card Debt in Albany

^ Average credit card debt in Albany is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Albany

^ Based on overall LA data, the credit card delinquency rate in Albany is approximately 0.76%. [2]

Credit Scores in Albany

^ The average credit score in Albany is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Albany, LA Credit Card & Personal Finance Statistics

Albany Credit Card Debt


  • Credit Card Debt in Albany
    • The estimated average credit card debt for Albany residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Albany Credit Card Calculator


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Albany Credit Scores


  • Credit Scores in Albany
    • Residents of Albany, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Albany, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Albany cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Albany [4]
    • Albany (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About Albany

Albany is a village located in Livingston County in the state of Louisiana, and has a population of approximately 1,088. [6]

LA Credit Cards

Albany Credit Cards

For more information about Albany credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau