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Comprehensive Local Credit Card Guide

Credit Cards in 71275 (Simsboro, LA)

Credit Card Debt in 71275

^ Average credit card debt in 71275 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71275

^ Based on overall Louisiana data, the credit card delinquency rate in Simsboro is approximately 0.76%. [2]

Credit Scores in 71275

^ The average credit score in Simsboro is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 71275

Credit Card Debt in 71275


  • 71275 Credit Card Debt
    • The estimated average credit card debt for 71275 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71275


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71275 Credit Scores


  • Credit Scores in 71275
    • Residents of 71275 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71275 (Simsboro, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71275 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71275 [4]
    • 71275 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71275 (Simsboro, LA)

Recent credit card complaints originating from consumers in 71275, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71275

Complaint Issue Number of Complaints*
Improper use of your report 3
Other transaction problem 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71275

71275 is associated with the city of Simsboro, which is located in Lincoln County in the state of Louisiana. [6]

LA Credit Cards

71275 Credit Cards

For more information about 71275 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71275

6. ^ United States Census Bureau