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Comprehensive Local Credit Card Guide

Credit Cards in 71282 (Tallulah, LA)

Credit Card Debt in 71282

^ Average credit card debt in 71282 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71282

^ Based on overall Louisiana data, the credit card delinquency rate in Tallulah is approximately 0.76%. [2]

Credit Scores in 71282

^ The average credit score in Tallulah is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71282

Credit Card Debt in 71282


  • 71282 Credit Card Debt
    • The estimated average credit card debt for 71282 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71282


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71282 Credit Scores


  • Credit Scores in 71282
    • Residents of 71282 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71282 (Tallulah, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71282 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71282 [4]
    • 71282 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71282 (Tallulah, LA)

Recent credit card complaints originating from consumers in 71282, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71282

Complaint Issue Number of Complaints*
Incorrect information on your report 29
Improper use of your report 15
Attempts to collect debt not owed 4
Getting a loan or lease 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71282

71282 is associated with the city of Tallulah, which is located in Madison County in the state of Louisiana. [6]

LA Credit Cards

71282 Credit Cards

For more information about 71282 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71282

6. ^ United States Census Bureau