Comprehensive Local Credit Card Guide

Credit Cards in 71301 (Alexandria, LA)

Credit Card Debt in 71301

^ Average credit card debt in 71301 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71301

^ Based on overall Louisiana data, the credit card delinquency rate in Alexandria is approximately 0.76%. ^[2]

Credit Scores in 71301

^ The average credit score in Alexandria is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71301

Credit Card Debt in 71301

71301 Credit Card Debt
- The estimated average credit card debt for 71301 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71301

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71301 Credit Scores

Credit Scores in 71301
- Residents of 71301 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71301 (Alexandria, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71301 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71301 ^[4]
- 71301 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71301 (Alexandria, LA)

Recent credit card complaints originating from consumers in 71301, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71301

Complaint Issue	Number of Complaints*
Incorrect information on your report	191
Improper use of your report	131
Problem with a credit reporting company's investigation	120
Problem with a company's investigation into an existing problem	96
Managing an account	8
Other	33

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71301

71301 is associated with the city of Alexandria, which is located in Rapides County in the state of Louisiana. ^[6]

71301 Credit Cards

For more information about 71301 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71301

6. ^ United States Census Bureau