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Comprehensive Local Credit Card Guide

Credit Cards in 71409 (Boyce, LA)

Credit Card Debt in 71409

^ Average credit card debt in 71409 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71409

^ Based on overall Louisiana data, the credit card delinquency rate in Boyce is approximately 0.76%. [2]

Credit Scores in 71409

^ The average credit score in Boyce is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71409

Credit Card Debt in 71409


  • 71409 Credit Card Debt
    • The estimated average credit card debt for 71409 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71409


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71409 Credit Scores


  • Credit Scores in 71409
    • Residents of 71409 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71409 (Boyce, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71409 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71409 [4]
    • 71409 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71409 (Boyce, LA)

Recent credit card complaints originating from consumers in 71409, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71409

Complaint Issue Number of Complaints*
Improper use of your report 3
Problem with a credit reporting company's investigation 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71409

71409 is associated with the city of Boyce, which is located in Rapides County in the state of Louisiana. [6]

LA Credit Cards

71409 Credit Cards

For more information about 71409 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71409

6. ^ United States Census Bureau