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Comprehensive Local Credit Card Guide

Credit Cards in 71440 (Joyce, LA)

Credit Card Debt in 71440

^ Average credit card debt in 71440 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71440

^ Based on overall Louisiana data, the credit card delinquency rate in Joyce is approximately 0.76%. [2]

Credit Scores in 71440

^ The average credit score in Joyce is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71440

Credit Card Debt in 71440


  • 71440 Credit Card Debt
    • The estimated average credit card debt for 71440 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71440


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71440 Credit Scores


  • Credit Scores in 71440
    • Residents of 71440 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71440 (Joyce, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71440 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71440 [4]
    • 71440 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71440 (Joyce, LA)

Recent credit card complaints originating from consumers in 71440, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71440

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71440

71440 is associated with the city of Joyce, which is located in Winn County in the state of Louisiana. [6]

LA Credit Cards

71440 Credit Cards

For more information about 71440 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71440

6. ^ United States Census Bureau