Comprehensive Local Credit Card Guide

Credit Cards in 71463 (Oakdale, LA)

Credit Card Debt in 71463

^ Average credit card debt in 71463 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71463

^ Based on overall Louisiana data, the credit card delinquency rate in Oakdale is approximately 0.76%. ^[2]

Credit Scores in 71463

^ The average credit score in Oakdale is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71463

Credit Card Debt in 71463

71463 Credit Card Debt
- The estimated average credit card debt for 71463 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71463

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71463 Credit Scores

Credit Scores in 71463
- Residents of 71463 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71463 (Oakdale, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71463 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71463 ^[4]
- 71463 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71463 (Oakdale, LA)

Recent credit card complaints originating from consumers in 71463, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71463

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	42
Incorrect information on your report	41
Attempts to collect debt not owed	7
Problem with a credit reporting company's investigation	7
Written notification about debt	5
Other	6

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71463

71463 is associated with the city of Oakdale, which is located in Allen County in the state of Louisiana. ^[6]

71463 Credit Cards

For more information about 71463 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71463

6. ^ United States Census Bureau