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Comprehensive Local Credit Card Guide

Credit Cards in 71485 (Woodworth, LA)

Credit Card Debt in 71485

^ Average credit card debt in 71485 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71485

^ Based on overall Louisiana data, the credit card delinquency rate in Woodworth is approximately 0.76%. [2]

Credit Scores in 71485

^ The average credit score in Woodworth is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71485

Credit Card Debt in 71485


  • 71485 Credit Card Debt
    • The estimated average credit card debt for 71485 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71485


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71485 Credit Scores


  • Credit Scores in 71485
    • Residents of 71485 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71485 (Woodworth, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71485 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71485 [4]
    • 71485 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71485 (Woodworth, LA)

Recent credit card complaints originating from consumers in 71485, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71485

Complaint Issue Number of Complaints*
Improper use of your report 3
Incorrect information on your report 2
Attempts to collect debt not owed 1
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71485

71485 is associated with the city of Woodworth, which is located in Rapides County in the state of Louisiana. [6]

LA Credit Cards

71485 Credit Cards

For more information about 71485 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71485

6. ^ United States Census Bureau