Credit Card & Personal Finance Statistics in 04071
Credit Card Debt in 04071
- 04071 Credit Card Debt
-
- The estimated average credit card debt for 04071 residents is $4,797. [1]
- Average credit card debt amount in Maine (all cities) is
3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 04071
04071 Credit Scores
- Credit Scores in 04071
-
- Residents of 04071 (ME) have an estimated average credit score of 712. [3]
- The average credit score in Maine (all cities) is
2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]
More 04071 (Raymond, ME) Credit Stats
- Credit card delinquency rates in Maine [2]
-
- Maine residents (all cities) rank 31st in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 04071 who are more than 90 days late on payments
-
- Maine Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 04071 [4]
-
- 04071 (Maine) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 04071 (Raymond, ME)
Recent credit card complaints originating from consumers in 04071, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 04071
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
9 |
| False statements or representation |
1 |
| Managing the loan or lease |
1 |
| Trouble during payment process |
1 |
| Trouble using your card |
1 |
* Total 2021 - 2024 (current)
Additional information about Maine
About 04071
04071 is associated with the city of Raymond, which is located in Cumberland County in the state of Maine. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
