Comprehensive Local Credit Card Guide

Credit Cards in 04103 (Portland, ME)

Credit Card Debt in 04103

^ Average credit card debt in 04103 is approximately $4,797, based on overall Maine data. ^[1]

Credit Card Delinquency in 04103

^ Based on overall Maine data, the credit card delinquency rate in Portland is approximately 0.53%. ^[2]

Credit Scores in 04103

^ The average credit score in Portland is approximately 712, based on collective Maine data. ^[3]

Credit Card & Personal Finance Statistics in 04103

Credit Card Debt in 04103

04103 Credit Card Debt
- The estimated average credit card debt for 04103 residents is $4,797. ^[1]
- Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 04103

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04103 Credit Scores

Credit Scores in 04103
- Residents of 04103 (ME) have an estimated average credit score of 712. ^[3]
- The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. ^[3]

More 04103 (Portland, ME) Credit Stats

Credit card delinquency rates in Maine ^[2]
- Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 04103 who are more than 90 days late on payments
- Maine Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 04103 ^[4]
- 04103 (Maine) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 04103 (Portland, ME)

Recent credit card complaints originating from consumers in 04103, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 04103

Complaint Issue	Number of Complaints*
Incorrect information on your report	26
Improper use of your report	14
Problem with a company's investigation into an existing problem	14
Problem with a credit reporting company's investigation	11
Dealing with your lender or servicer	8
Other	48

* Total 2021 - 2024 (current)

Additional information about Maine

About 04103

04103 is associated with the city of Portland, which is located in Cumberland County in the state of Maine. ^[6]

04103 Credit Cards

For more information about 04103 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine

Cities in ME

Augusta
Bath

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04103

6. ^ United States Census Bureau