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Comprehensive Local Credit Card Guide

Credit Cards in 04231 (Stoneham, ME)

Credit Card Debt in 04231

^ Average credit card debt in 04231 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04231

^ Based on overall Maine data, the credit card delinquency rate in Stoneham is approximately 0.53%. [2]

Credit Scores in 04231

^ The average credit score in Stoneham is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04231

Credit Card Debt in 04231


  • 04231 Credit Card Debt
    • The estimated average credit card debt for 04231 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04231


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04231 Credit Scores


  • Credit Scores in 04231
    • Residents of 04231 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04231 (Stoneham, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04231 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04231 [4]
    • 04231 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Maine

About 04231

04231 is associated with the city of Stoneham, which is located in Oxford County in the state of Maine. [6]

ME Credit Cards

04231 Credit Cards

For more information about 04231 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau