Comprehensive Local Credit Card Guide

Credit Cards in 04270 (Oxford, ME)

Credit Card Debt in 04270

^ Average credit card debt in 04270 is approximately $4,797, based on overall Maine data. ^[1]

Credit Card Delinquency in 04270

^ Based on overall Maine data, the credit card delinquency rate in Oxford is approximately 0.53%. ^[2]

Credit Scores in 04270

^ The average credit score in Oxford is approximately 712, based on collective Maine data. ^[3]

Credit Card & Personal Finance Statistics in 04270

Credit Card Debt in 04270

04270 Credit Card Debt
- The estimated average credit card debt for 04270 residents is $4,797. ^[1]
- Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 04270

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04270 Credit Scores

Credit Scores in 04270
- Residents of 04270 (ME) have an estimated average credit score of 712. ^[3]
- The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. ^[3]

More 04270 (Oxford, ME) Credit Stats

Credit card delinquency rates in Maine ^[2]
- Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 04270 who are more than 90 days late on payments
- Maine Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 04270 ^[4]
- 04270 (Maine) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 04270 (Oxford, ME)

Recent credit card complaints originating from consumers in 04270, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 04270

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	2
Incorrect information on your report	2
Improper use of your report	1
Problem with a purchase shown on your statement	1
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about Maine

About 04270

04270 is associated with the city of Oxford, which is located in Oxford County in the state of Maine. ^[6]

04270 Credit Cards

For more information about 04270 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maine

Cities in ME

Augusta
Bath

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04270

6. ^ United States Census Bureau