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Comprehensive Local Credit Card Guide

Credit Cards in 04289 (West Paris, ME)

Credit Card Debt in 04289

^ Average credit card debt in 04289 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04289

^ Based on overall Maine data, the credit card delinquency rate in West Paris is approximately 0.53%. [2]

Credit Scores in 04289

^ The average credit score in West Paris is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04289

Credit Card Debt in 04289


  • 04289 Credit Card Debt
    • The estimated average credit card debt for 04289 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04289


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04289 Credit Scores


  • Credit Scores in 04289
    • Residents of 04289 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04289 (West Paris, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04289 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04289 [4]
    • 04289 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04289 (West Paris, ME)

Recent credit card complaints originating from consumers in 04289, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04289

Complaint Issue Number of Complaints*
Fees or interest 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04289

04289 is associated with the city of West Paris, which is located in Oxford County in the state of Maine. [6]

ME Credit Cards

04289 Credit Cards

For more information about 04289 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04289

6. ^ United States Census Bureau