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Comprehensive Local Credit Card Guide

Credit Cards in 04685 (Swans Island, ME)

Credit Card Debt in 04685

^ Average credit card debt in 04685 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04685

^ Based on overall Maine data, the credit card delinquency rate in Swans Island is approximately 0.53%. [2]

Credit Scores in 04685

^ The average credit score in Swans Island is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04685

Credit Card Debt in 04685


  • 04685 Credit Card Debt
    • The estimated average credit card debt for 04685 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04685


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04685 Credit Scores


  • Credit Scores in 04685
    • Residents of 04685 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04685 (Swans Island, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04685 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04685 [4]
    • 04685 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04685 (Swans Island, ME)

Recent credit card complaints originating from consumers in 04685, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04685

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04685

04685 is associated with the city of Swans Island, which is located in Hancock County in the state of Maine. [6]

ME Credit Cards

04685 Credit Cards

For more information about 04685 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04685

6. ^ United States Census Bureau