Credit Card & Personal Finance Statistics in 20623
 
 
	
		
			
			Credit Card Debt in 20623
			
- 20623 Credit Card Debt
 
- 
- The estimated average credit card debt for 20623 residents is $5,345. [1]
 
- Average credit card debt amount in Maryland (all cities) is
8% greater than the national average of $4,965.
 - Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]
 
 
			 
			
			Credit Card Calculator for 20623
			
			
			
			 
			
			20623 Credit Scores
			
- Credit Scores in 20623
 
- 
- Residents of 20623 (MD) have an estimated average credit score of 696. [3]
   
- The average credit score in Maryland (all cities) is
exactly equal to the national average score of 696.
 - Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]
 
 
			 
		 
	 
 
More 20623 (Cheltenham, MD) Credit Stats
 
	
		
- Credit card delinquency rates in Maryland [2]
 
- 
	
	- Maryland residents (all cities) rank 17th in the U.S. with a rate that 
is 7% greater than the national average of 0.57%.	
 
	
 
 
- Cardholders in 20623 who are more than 90 days late on payments
 
- 
	
	- Maryland Rate: 0.61%
 
	- National Average: 0.57%
 
	
 
 
- Statute of limitations for credit card debt in 20623 [4]
 
- 
	
 
	- 20623 (Maryland) Law: 3 years
 
	- U.S. State Average: 5.4 years
 
	
 
		 
	 
 
	
		
Credit Card Complaints in or near 20623 (Cheltenham, MD)
	
 
	
		
Recent credit card complaints originating from consumers in 20623, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
	
  Consumer Complaints by Issue in 20623
  
    
    | Complaint Issue | 
    Number of Complaints* | 
    
        
      | Improper use of your report | 
      54 | 
    
        
      | Incorrect information on your report | 
      20 | 
    
        
      | Problem with a credit reporting company's investigation | 
      12 | 
    
        
      | Written notification about debt | 
      3 | 
    
        
      | False statements or representation | 
      2 | 
    
        
      | Other | 
      10 | 
    
      
  * Total 2021 - 2024 (current)
 
						
		 
	 
 
Additional information about Maryland
 
	
		
			
			About 20623
			20623 is associated with the city of Cheltenham, which is located in Prince George's County in the state of Maryland. [6]
			 
			
			
			Did you know?
			The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
			 
		 
	 
 
	
		
Other ZIP Codes in Maryland
	
 
	
		
			
			
		      1. ^ The Washington Post
		      2. ^ TransUnion
		      3. ^ Equifax