Comprehensive Local Credit Card Guide

Credit Cards in 20708 (Laurel, MD)

Credit Card Debt in 20708

^ Average credit card debt in 20708 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20708

^ Based on overall Maryland data, the credit card delinquency rate in Laurel is approximately 0.61%. ^[2]

Credit Scores in 20708

^ The average credit score in Laurel is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20708

Credit Card Debt in 20708

20708 Credit Card Debt
- The estimated average credit card debt for 20708 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20708

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20708 Credit Scores

Credit Scores in 20708
- Residents of 20708 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20708 (Laurel, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20708 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20708 ^[4]
- 20708 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20708 (Laurel, MD)

Recent credit card complaints originating from consumers in 20708, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20708

Complaint Issue	Number of Complaints*
Incorrect information on your report	550
Improper use of your report	235
Problem with a company's investigation into an existing problem	122
Problem with a credit reporting company's investigation	52
Attempts to collect debt not owed	21
Other	107

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20708

20708 is associated with the city of Laurel, which is located in Prince George's County in the state of Maryland. ^[6]

20708 Credit Cards

For more information about 20708 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20708

6. ^ United States Census Bureau