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Comprehensive Local Credit Card Guide

Credit Cards in 20723 (Laurel, MD)

Credit Card Debt in 20723

^ Average credit card debt in 20723 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20723

^ Based on overall Maryland data, the credit card delinquency rate in Laurel is approximately 0.61%. [2]

Credit Scores in 20723

^ The average credit score in Laurel is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20723

Credit Card Debt in 20723


  • 20723 Credit Card Debt
    • The estimated average credit card debt for 20723 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20723


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20723 Credit Scores


  • Credit Scores in 20723
    • Residents of 20723 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20723 (Laurel, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20723 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20723 [4]
    • 20723 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20723 (Laurel, MD)

Recent credit card complaints originating from consumers in 20723, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20723

Complaint Issue Number of Complaints*
Incorrect information on your report 280
Improper use of your report 188
Problem with a credit reporting company's investigation 62
Problem with a company's investigation into an existing problem 41
Attempts to collect debt not owed 24
Other 89
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 20723

20723 is associated with the city of Laurel, which is located in Howard County in the state of Maryland. [6]

MD Credit Cards

20723 Credit Cards

For more information about 20723 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20723

6. ^ United States Census Bureau