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Comprehensive Local Credit Card Guide

Credit Cards in 20875 (Germantown, MD)

Credit Card Debt in 20875

^ Average credit card debt in 20875 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20875

^ Based on overall Maryland data, the credit card delinquency rate in Germantown is approximately 0.61%. [2]

Credit Scores in 20875

^ The average credit score in Germantown is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20875

Credit Card Debt in 20875


  • 20875 Credit Card Debt
    • The estimated average credit card debt for 20875 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20875


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20875 Credit Scores


  • Credit Scores in 20875
    • Residents of 20875 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20875 (Germantown, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20875 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20875 [4]
    • 20875 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20875 (Germantown, MD)

Recent credit card complaints originating from consumers in 20875, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20875

Complaint Issue Number of Complaints*
Improper use of your report 3
Opening an account 2
Attempts to collect debt not owed 1
Other features, terms, or problems 1
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 20875

20875 is associated with the city of Germantown, which is located in Montgomery County in the state of Maryland. [6]

MD Credit Cards

20875 Credit Cards

For more information about 20875 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maryland


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20875

6. ^ United States Census Bureau